Managed by a team of highly experienced financial services and technology professionals, E-Tran has the know-how, commitment, resources and vision to become your online ACH cash management services partner.

Scott is a recognized business leader with an impressive track record spanning more than twenty-five years. He has successfully built six emerging technology and service companies. He has extensive knowledge in the area of mergers & acquisitions and private financing. He is the recipient of Ernst & Young's "Entrepreneur of the Year" and finalist award and Deloitte & Touche's Fast 50 Awards. As CEO of Protegrity, he built one of the industry's leading database security companies. As President of GiantBear, he built a leading wireless ASP in twelve months. And as CEO of ClientSoft, he built a company that has been recognized by GartnerGroup as one of the leaders of its enterprise software space for over nine years in a row. Scott's career began at GE Capital in the areas of IT and sales.

Jan has over 35 years experience in bank operations, including setup of data centers for 7 Midwest banks, product management specializing in payments both electronic and paper for corporate services. She was the Executive Director of the Midwest ACH Association, and an ACH/Electronic Payments Product Specialist at The Northern Trust Co. in Treasury Management Services sending one of the first Cross-Border ACH payments via the Minneapolis Fed into Canada. Jan was part of a 3 person team that developed NetTransact an Internet based Bill Presentment and ACH Payment Service for Corporate Billers and Payers. She designed, managed the operations, wrote the operating rules for EDIBANX, the first EDI payment with remittance data exchange settlement network owned by 16 leading treasury banks across the US. In addition Ms. Salzman teaches at NACHA's Payment Institute, taught CCM classes at Northern, serves on numerous Payment Councils within NACHA. She is a frequent speaker for NACHA, the AFP, local ACH Associations, local TMA Chapters, and the Federal Reserve.

Kernie brings almost twenty years of hands-on experience in constructing and operating large-scale transaction processing systems. His areas of expertise include EFT, POS, EDI, E-commerce, and merchant processing. As Vice President of Technology for InterCept he was responsible for 170 million transactions per year, worth an estimated $4B. Prior to InterCept, Kernie drove a technology firm from startup thru $8M. The Federal Mint, American Airlines, AT&T, InterCept, TransNexus, Klarium and Gtech process hundreds of millions of real-time transactions on engine technology developed by Kernie. Additionally, Kernie was the primary architect for National Data Corporation's claims EDI system. He received his Bachelors in Information Systems from Greenwich University.