One of the many competitive differentiators that makes E-Tran unique is that it services its corporate and municipality customers through their own financial institutions.

E-Tran’s Electronic Lockboxes are turnkey secure, low cost payment services. They are branded to look-and-feel just like your website. They enable your customers to pay online or through a touch-tone telephone. Electronic Lockboxes support both ACH “electronic check” payments and credit cards. The ACH payments are sent either to the ACH operator directly (the Federal Reserve or EPN) on behalf of your financial institution or to your financial institution for processing. Credit card payments are sent directly to your credit card processor.

Detailed online reports provide up-to-the-minute reporting of all transaction activity. Monies are deposited directly into your own bank accounts the very next business day from when payments are made by your customers.

Electronic checks eliminate the costly delays associated with receiving and processing paper checks.

In addition to providing real time reporting, E-Tran delivers electronic posting files to enable you to automatically update your internal billing systems.

Virtually every area within a municipality that accepts payments can benefit from E-Tran’s services – taxes, parking fees, beach passes, vital records, town services.